Terms and Conditions
The following terms and conditions govern the access and use of this website (quilligence.com), which is managed by Quilligence, LLC (hereinafter, "Quilligence," "we" or "us"). By using this website and the online services or other websites operated or offered by Quilligence (collectively, the "Website"), you agree to the Terms and Conditions and our Privacy Policy, as they may be amended from time to time in the future.
NO WARRANTIES
NEITHER QUILLIGENCE NOR ANY OF ITS AFFILIATES OR PARTNERS MAKES ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT, SECURITY, ACCURACY OR FITNESS FOR A PARTICULAR PURPOSE, OR ANY REPRESENTATIONS OR GUARANTEES WITH RESPECT TO THIS WEBSITE, OR THE ACCURACY, VALIDITY, QUALITY, TIMELINESS, COMPLETENESS OR SUITABILITY OF ANY CONTENT, MATERIAL OR INFORMATION ON THIS WEBSITE. ALL CONTENT, MATERIAL OR INFORMATION ON THE WEBSITE ARE PROVIDED “AS IS” AND NEITHER QUILLIGENCE NOR ANY OF ITS AFFILIATES OR PARTNERS MAKES ANY WARRANTY THAT THE QUALITY OF ANY CONTENT, MATERIAL OR INFORMATION OF THIS WEBSITE WILL MEET YOUR EXPECTATIONS OR THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED. QUILLIGENCE SPECIFICALLY DISCLAIMS ANY DUTY TO UPDATE THE CONTENT, MATERIAL OR INFORMATION ON THE WEBSITE.
LIMITED LIABILITY
NEITHER QUILLIGENCE NOR ANY OTHER PARTY INVOLVED IN THE CREATION, PRODUCTION OR DELIVERY OF THE CONTENT, MATERIAL AND INFORMATION ON THE WEBSITE, NOR THE OFFICERS, DIRECTORS, EMPLOYEES OR REPRESENTATIVES OF QUILLIGENCE, ARE LIABLE IN ANY WAY FOR ANY INDIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING WITHOUT LIMITATION LOST PROFITS, COST OF PROCURING SUBSTITUTE SERVICE OR LOST OPPORTUNITY) ARISING OUT OF OR IN CONNECTION WITH THE WEBSITE OR THE USE OF THE WEBSITE OR A LINKED WEBSITE OR WITH THE DELAY OR INABILITY TO USE THE WEBSITE OR A LINKED WEBSITE, WHETHER OR NOT WE ARE MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES, DATA OR HARMFUL CODE THAT MAY AFFECT YOUR EQUIPMENT OR ANYONE ELSE’S EQUIPMENT, ANY INCOMPATIBILITY BETWEEN THE WEBSITE’S FILES AND YOUR BROWSER OR OTHER WEBSITE ACCESSING PROGRAM, OR ANY FAILURE OF ANY ELECTRONIC OR TELEPHONE EQUIPMENT, COMMUNICATION OR CONNECTION LINES, UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, OR ANY FORCE MAJEURE.
YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD QUILLIGENCE AND ITS PARTNERS AND AFFILIATES HARMLESS FROM ANY LIABILITY, LOSS, CLAIM AND EXPENSE, INCLUDING ATTORNEYS’ FEES RELATED TO YOUR VIOLATION OF THESE TERMS AND CONDITIONS OR THE USE OF THE WEBSITE AND CONTENT, MATERIAL OR INFORMATION PROVIDED ON THE WEBSITE. QUILLIGENCE DOES NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THE WEBSITE OR A LINKED WEBSITE. THE CONTENT, ACCURACY, OPINIONS EXPRESSED, AND OTHER LINKS PROVIDED BY LINKED WEBSITES ARE NOT NECESSARILY INVESTIGATED, VERIFIED, MONITORED OR ENDORSED BY US. THE INFORMATION, SOFTWARE, PRODUCTS AND DESCRIPTION OF SERVICES PUBLISHED ON THE WEBSITE OR A LINKED WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS, AND WE SPECIFICALLY DISCLAIM ANY LIABILITY FOR SUCH INACCURACIES OR ERRORS. CHANGES ARE PERIODICALLY MADE TO THE INFORMATION ON THE WEBSITE AND LINKED WEBSITES. WE MAY MAKE IMPROVEMENTS OR CHANGES TO THE WEBSITE AT ANY TIME.
COPYRIGHT OR OTHER INTELLECTUAL PROPERTY
Quilligence maintains the Website, and is the owner or the authorized user of all text, images, graphics, photos, animation, music, sounds and other materials contained within the Website. The materials contained within the Website, including, without limitation, any copyrights, trademarks, service marks, and all other proprietary materials, are protected by the U.S. and international copyright laws and treaty provisions, trademarks laws, and other proprietary rights laws. Quilligence also owns a copyright in the selection, coordination and arrangement of the material contained within the Website.
The material contained within the Website is provided by Quilligence only for lawful uses by users, members, Quilligence employees, and members of the general public. The material may not be copied, republished, incorporated into another website or reproduced (whether by linking, framing, or any other method), transmitted, distributed, uploaded, posted, used to create a derivative work or exploited in any other way without the express written consent of Quilligence, with the exception of personal use (including sharing and transmission) by individuals and linking to our content with full attribution in financial and professional services publications.
LINKS
Clicking on certain links within the Website or certain other websites that are linked to the Website may take you to other websites, or may display information on your computer screen from other websites, which may not be maintained by Quilligence. Such websites may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to the Website. Links to other Internet services and websites are provided solely for the convenience of users. A link to any service or website is not an endorsement of any kind of the service or website, its content, or its sponsoring organization.
QUILLIGENCE ASSUMES NO RESPONSIBILITY OR LIABILITY WHATSOEVER FOR THE CONTENT, ACCURACY, RELIABILITY OR OPINIONS EXPRESSED IN A WEBSITE, TO WHICH THE WEBSITE IS LINKED (A “LINKED WEBSITE”) AND SUCH LINKED WEBSITES ARE NOT MONITORED, INVESTIGATED, OR CHECKED FOR ACCURACY OR COMPLETENESS BY QUILLIGENCE. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, RELIABILITY, TIMELINESS AND COMPLETENESS OF ANY INFORMATION AVAILABLE ON A LINKED WEBSITE. ALL PRODUCTS, SERVICES AND CONTENT OBTAINED FROM A LINKED WEBSITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY, OR ACCURACY.
CHILDREN
We do not knowingly solicit or collect personal information from children under the age 13, without parental consent.
CONFIDENTIALITY
Quilligence has taken reasonable steps to ensure the confidentiality of information taken at the Website and transmitted via the Internet. However, unexpected changes in technology may be used by unauthorized third parties to intercept confidential information and we cannot be responsible should confidential information be intercepted and subsequently used by an unintended recipient.
Quilligence understands the importance of handling user information in a professional and confidential manner. Please read our Privacy Policy for further information on confidentiality of information.
CHOICE OF LAW
All Website activity or use and these Terms and Conditions are governed by the laws of the United States of America and the applicable laws of the State of Florida, without regard to conflict of law principles. You agree that the federal court of the Middle District of Florida, if it has subject matter jurisdiction, will have exclusive jurisdiction to hear and determine any claims or disputes between you and Quilligence, pertaining directly or indirectly to these Terms and Conditions, or to any matter arising from these Terms and Conditions, or any other document executed and delivered in connection with these Terms and Conditions, the use of the Website or the online services offered by Quilligence. If the federal court lacks subject matter jurisdiction, any state court located in Pasco County, Florida, will have exclusive jurisdiction to hear and determine such claims or disputes. To the fullest extent permitted by applicable state and federal law, you and Quilligence each agree to waive the constitutional right to a trial before a jury. All disputes and controversies and claims arising out of the use of the Website will be resolved either through arbitration or in the courts.
WEBSITE CONTENT AND MATERIAL
The content, material and information contained in the Website, including but not limited to these Terms and Conditions and any product information, are subject to change without notice. You are deemed to be apprised of and bound by any such changes. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination and acceptance by us.
WAIVER AND SEVERABILITY
Any waiver of any provision contained in these Terms and Conditions shall not be deemed to be a waiver of any other right, term or provision of these Terms and Conditions. If any provision in these Terms and Conditions shall be or become wholly or partially invalid, illegal or unenforceable, such provision shall be enforced to the extent it is legal and valid and the validity, legality and enforceability of the remaining provisions shall in no way be affected or impaired thereby.
ACCESS AND INTERFERENCE
You agree not to engage in any of the following:
- use, employ or attempt to use or employ any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor the Website or any portion of the Website, without Quilligence's express written consent, which may be withheld in Quilligence's sole discretion
- use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search the Website, other than the search engines and search agents available through the Website and other than generally available third-party web browsers
- post or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interfere with the proper working of the Website
- attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Website
ACCESS TO SECURED AREAS
Access to and use of password protected and/or secure areas of the Website is restricted to authorized users only. Unauthorized persons attempting to access these areas of the Website may be subject to prosecution.
ELECTRONIC COMMUNICATIONS
All e-mail sent to and from Quilligence will be received or otherwise recorded by the Quilligence corporate e-mail system and is subject to archival, monitoring or review by and/or disclosure to, someone other than the recipient. Communications through the Website may involve the electronic transmission, to any e-mail address you provided to us, of information that you may consider to be personal financial information and you agree and consent to such transmission of such information. You agree not to use e-mail to transmit any confidential personal information.